USDA Loans Troy, Texas

The USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property is Troy, Texas is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Texas USDA specialist, ask questions, see what cities qualify, and get free quotes.

Questions Call: (888) 416-4805

Finding the Perfect Home Loan

Thousands of consumers in Troy, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Troy home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Troy, TX mortgage guidelines. At USDA Rural.Mortgage, our mission is to get you approved for a Troy, Texas USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with Troy, TX first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Refinance options. Buy a Home or Refinance – Face to face, Apply Online or By Phone 888-767-0554.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
Get Pre-Qualified Now

    USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Troy, TX USDA Home Loan 888-767-0554.

    Troy (Greek: Τροία) or Ilion (Greek: Ίλιον) was an ancient city located at Hisarlik in present-day Turkey, 30 kilometres (19 mi) south-west of Çanakkale. It is known as the setting for the Greek myth of the Trojan War.

    In Ancient Greek literature, Troy is portrayed as a powerful kingdom of the Heroic Age, a mythic era when monsters roamed the earth and gods interacted directly with humans. The city was said to have ruled the Troad until the Trojan War led to its complete destruction at the hands of the Greeks. The story of its destruction was one of the cornerstones of Greek mythology and literature, featuring prominently in the Iliad and the Odyssey, as well as numerous other poems and plays. Its legacy played a large role in Greek society, with many prominent families claiming descent from those who had fought there. In the Archaic era, a new city was built at the site where legendary Troy was believed to have stood. In the Classical era, this city became a tourist destination, where visitors would leave offerings to the legendary heroes.