USDA Loans Point Blank, Texas

The USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property is Point Blank, Texas is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Texas USDA specialist, ask questions, see what cities qualify, and get free quotes.

Questions Call: (888) 416-4805

Finding the Perfect Home Loan

Thousands of consumers in Point Blank, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Point Blank home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Point Blank, TX mortgage guidelines. At USDA Rural.Mortgage, our mission is to get you approved for a Point Blank, Texas USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with Point Blank, TX first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Refinance options. Buy a Home or Refinance – Face to face, Apply Online or By Phone 888-767-0554.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
Get Pre-Qualified Now

    USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Point Blank, TX USDA Home Loan 888-767-0554.

    Point-blank range is any distance over which a certain firearm can hit a target without the need to compensate for bullet drop, and can be adjusted over a wide range of distances by sighting in the firearm. If the bullet leaves the barrel parallel to the sight, the bullet, like any object in flight, is pulled downwards by gravity, so for distant targets, the shooter must point the firearm above the target to compensate. But if the target is close enough, bullet drop will be negligible so the shooter can aim the gun straight at the target. If the sights are set so that the barrel has a small upward tilt, the bullet starts by rising and later drops. This results in a weapon that hits too high for very close targets, too low for very far targets, and point blank at some distance in between.
    Point-blank range will vary by a weapon’s external ballistics characteristics and the allowable error at the target; the flatter the bullet’s trajectory or the larger the target, the longer the point-blank range will be.[1]