USDA Loans Pearland, Texas

The USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property is Pearland, Texas is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Texas USDA specialist, ask questions, see what cities qualify, and get free quotes.

Questions Call: (888) 416-4805

Finding the Perfect Home Loan

Thousands of consumers in Pearland, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Pearland home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Pearland, TX mortgage guidelines. At USDA Rural.Mortgage, our mission is to get you approved for a Pearland, Texas USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with Pearland, TX first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Refinance options. Buy a Home or Refinance – Face to face, Apply Online or By Phone 888-767-0554.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
Get Pre-Qualified Now

    USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Pearland, TX USDA Home Loan 888-767-0554.

    Pearland (/ˈpɛərlænd/ PEAR-land) is a city in the U.S. state of Texas, within Brazoria County, with portions extending into Fort Bend and Harris counties. The city of Pearland is a principal city within the Houston–The Woodlands–Sugar Land metropolitan statistical area. At the 2020 U.S. census, the city’s population was 125,828,[5] up from a population of 91,252 at the 2010 census. Pearland’s population growth rate from 2000 to 2010 was 142 percent, which ranked Pearland as the 15th-fastest-growing city in the U.S. during that time period, compared to other cities with a population of 10,000 or greater in 2000. Pearland is the third-largest city in the Greater Houston area, and from 2000 to 2010, ranked as the fastest-growing city in Greater Houston and the second-fastest-growing city in Texas.[6] Per the American Community Survey of 2019 the population had risen to an estimated 131,448.[7]