USDA Loans Krum, Texas

The USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property is Krum, Texas is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Texas USDA specialist, ask questions, see what cities qualify, and get free quotes.

Questions Call: (888) 416-4805

Finding the Perfect Home Loan

Thousands of consumers in Krum, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Krum home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Krum, TX mortgage guidelines. At USDA Rural.Mortgage, our mission is to get you approved for a Krum, Texas USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with Krum, TX first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Refinance options. Buy a Home or Refinance – Face to face, Apply Online or By Phone 888-767-0554.

Get on the Path to Home Ownership. We got your Back!
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    USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Krum, TX USDA Home Loan 888-767-0554.

    Krum (Bulgarian: Крум, Greek: Κροῦμος/Kroumos[a]), often referred to as Krum the Fearsome (Bulgarian: Крум Страшни) was the Khan of Bulgaria from sometime between 796 and 803 until his death in 814. During his reign the Bulgarian territory doubled in size, spreading from the middle Danube to the Dnieper and from Odrin to the Tatra Mountains. His able and energetic rule brought law and order to Bulgaria and developed the rudiments of state organization.[1][2]

    Krum was a Bulgar chieftain from Pannonia.[3] His family background and the surroundings of his accession are unknown.[3] It has been speculated that Krum might have been a descendant of the old Bulgar royal house of Kubrat.[3] The name Krum is of Turkic origin and means “governor prince” (from kurum “rule, leadership, administration”).[4][5]