USDA Loans Jacinto City, Texas

The USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property is Jacinto City, Texas is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Texas USDA specialist, ask questions, see what cities qualify, and get free quotes.

Questions Call: (888) 416-4805

Finding the Perfect Home Loan

Thousands of consumers in Jacinto City, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Jacinto City home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Jacinto City, TX mortgage guidelines. At USDA Rural.Mortgage, our mission is to get you approved for a Jacinto City, Texas USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with Jacinto City, TX first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Refinance options. Buy a Home or Refinance – Face to face, Apply Online or By Phone 888-767-0554.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
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    USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Jacinto City, TX USDA Home Loan 888-767-0554.

    Jacinto City is a city in Harris County, Texas, United States, east of the intersection of Interstate 10 and the East Loop of Interstate 610. Jacinto City is part of the Houston–Sugar Land–Baytown metropolitan area and is bordered by the cities of Houston and Galena Park. The population was 9,613 at the 2020 census.[4]

    In 1941 Frank Sharp established a subdivision which filled with shipyard workers and workers at nearby steel mills and war plants. Jacinto City incorporated in 1947 with nearly 3,800 residents; its first mayor was Inch Handler.[5] Because of the 1947 incorporation, Houston did not incorporate Jacinto City’s territory into its city limits, while Houston annexed surrounding areas that were unincorporated.[6] The town still serves as a bedroom community for local industry. In the 1950s the city opened a city hall and recreational facilities. By 1960 the city had 9,500 people and by 1964 the city had 11,500 people. In 1966 the city had seventeen churches, two schools, one hospital, one bank, and one library. A waste-water facility funded by the Environmental Protection Agency opened in 1972; the Handbook of Texas stated that this may be due to complaints from residents about chemical vapors in 1969. In 1990 the city had 9,343 people.[5]