USDA Loans Honey Grove, Texas

The USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Texas, the vast majority of the state is eligible for USDA loans. Find out if a property is Honey Grove, Texas is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Texas USDA specialist, ask questions, see what cities qualify, and get free quotes.

Questions Call: (888) 416-4805

Finding the Perfect Home Loan

Thousands of consumers in Honey Grove, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Honey Grove home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Honey Grove, TX mortgage guidelines. At USDA Rural.Mortgage, our mission is to get you approved for a Honey Grove, Texas USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with Honey Grove, TX first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Refinance options. Buy a Home or Refinance – Face to face, Apply Online or By Phone 888-767-0554.

Get on the Path to Home Ownership. We got your Back!
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    USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Honey Grove, TX USDA Home Loan 888-767-0554.

    Honey Grove is a city in Fannin County, Texas, United States. Honey Grove bills itself as “The Sweetest Town in Texas”. The population was 1,668 at the 2010 census.[5]

    Honey Grove is in central North Texas, in eastern Fannin County, 16 miles (26 km) east of Bonham, the county seat, 39 miles (63 km) north of Greenville, 42 miles (68 km) east of Sherman, and 90 miles (140 km) northeast of the central business district of Dallas. Honey Grove was developed on flat to gently rolling terrain with scattered trees. The city is at an elevation ranging from about 580 to 690 feet (180 to 210 m) above sea level. U.S. Highway 82 and State Highway 56 traverse the city from east to west, and State Roads 34, 100, and 824 run north and south. Bonham is the closest major economic center. Its climate produces an annual average daily maximum temperature of 75.1 °F, and an average annual rainfall is 43.99 inches (1,117 mm). It is also a part of the Texoma region.